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Tranche 2 obligations are now live

AML/CTF compliance software built for Australian Tranche 2 firms

Will your AML platform hold up when AUSTRAC audits? duely is the Australian Tranche 2 platform built for audit day: tipping-off firewall, SMR XML, and tamper-evident evidence packs included.

Not sure if Tranche 2 applies to your firm?

Answer a few questions. We will show where your obligations sit.

Take assessment
Australian data residency Complete, unchangeable audit trail Sensitive data locked to your compliance officer Tamper-evident evidence packs Single sign-on (SSO)

Run every AUSTRAC obligation as one workflow, with the evidence to prove it

The AUSTRAC starter kit gives you the templates. duely does the work, for every client, and keeps the audit-ready record they can't, plus the tipping-off firewall and proof your program keeps working.

Or read what the Act actually requires, obligation by obligation →

See the full coverage

Obligations are live, enrolment was step one of eight

What new reporting entities need to have in place

Obligations commenced on 1 July 2026, and most firms do not just need an AML program. They need a way to scope designated services, capture customer and beneficial owner information, document risk decisions, train staff, and keep a record that stands up when someone asks what happened on a specific matter.

01

Program and governance

AML/CTF program, AMLCO appointment, training register, and version-controlled approval history.

02

Matter-based due diligence

Scoping, customer identification, beneficial owners, verification, screening, risk assessment, and approvals, per designated service.

03

Evidence, retention, and SMR handling

Versioned evidence packs, immutable audit trail, reporting records, and AMLCO-only suspicious matter workflows.

Operational reality

Excel was fine before 1 July 2026.
Here's what changes Monday morning.

Same job. Same evidence the auditor wants. Different process, minus the spreadsheet stack and the folder hierarchy nobody remembers.

AUSTRAC starter kit

Today Print and fill 20+ AUSTRAC forms per vertical (onboarding, CDD, ECDD, PDD, periodic review, effectiveness testing) plus policy and process docs. Track versions in folders.

With duely Guided wizard captures every answer once. Outputs board-ready PDFs aligned to each AUSTRAC starter kit.

Onboard a customer

Today Email docs request → chase → save to shared drive → ABN lookup → risk by gut → file in a folder.

With duely Send a verify link → ABR auto-lookup → AI reads passports and trust deeds → auto-risk → approver one-click.

Sanctions + PEP check

Today Google the name → screenshot results → save PDF → log in spreadsheet → date and initial.

With duely Automated screen on every customer → per-hit AMLCO alert → decision and rationale captured.

Suspicious matter

Today Word doc in a private folder → email the AMLCO → no audit trail across the team.

With duely Shadow case firewalled from the team → AMLCO console → SMR 2.0 XML ready to upload through AUSTRAC Online.

Quarterly board report

Today Reconcile spreadsheets, write the narrative, chase signatures, 1–2 days of work.

With duely Firm Compliance Report PDF: one click. Versioned and signed.

AUSTRAC knocks

Today Reconstruct decisions from email threads. Hope nothing was deleted.

With duely Evidence pack export: hashed, versioned, signed, audit-ready.

Same job. Less risk. One audit trail.

Features

Core tools for Tranche 2 compliance

Purpose-built for Australian accounting firms, real estate agencies, and law firms preparing for new AML/CTF obligations.

Matter Scoping

Identify designated services and attach specific obligations to each engagement. Every scoping decision recorded with rationale.

CDD & Verification

Guided electronic and documentary verification paths. Capture method, source references, and rationale for every check.

Risk Assessment

Multi-factor risk rating wizard with automatic ECDD triggers, source of funds, and source of wealth documentation.

AUSTRAC Reporting

Structured preparation for TTR, IFTI, and SMR submissions. Pre-formatted data, validation checks, and submission-ready outputs.

Steps 01–03

Onboard

Create the matter, scope designated services, identify the customer, and collect supporting documents.

Create a matter Scope designated services Identify your customer
Steps 04–07

Due diligence

Verify identity, screen sanctions and PEPs, assess risk, and complete ECDD if triggered.

Record verification Screen sanctions, PEPs & adverse media Assess risk Complete Enhanced CDD if triggered
Steps 08–10

Approve & close

Approval checks every precondition, then generates your tamper-evident evidence pack.

Request and receive approval Generate your evidence pack Set retention and monitor

Workflow

From matter to evidence pack

Every compliance engagement follows the same structured path: from opening the matter through to tamper-evident evidence export.

Full step-by-step breakdown →

Solutions

Built for your industry

Purpose-built workflows for the specific compliance challenges in your vertical.

Accounting Firms

Handle complex structures, multiple designated services, trusts, and controller mapping with a workflow built for engagement-level decision making.

  • Matter-based records per designated service
  • Structure profile and UBO context
  • Risk and ECDD discipline with rationale capture
  • Evidence packs for partner review
Learn more →

Real Estate Agencies

Manage multiple parties, document requests, risk decisions, and reporting records across property matters without relying on scattered spreadsheets.

  • Transaction-level compliance records
  • Secure document requests via upload links
  • Risk decisions and reporting context
  • Evidence pack output per matter
Learn more →

Conveyancers

Conveyancing template pack, core workflows, and delayed CDD are live. Conveyancing-calibrated risk patterns are opening in phases.

  • Conveyancing template pack
  • Matter-first compliance per settlement
  • Trust account TTR capture
  • Audit-ready evidence packs
Learn more →

Law Firms

The full compliance workflow is live for law firms, including privilege-aware SMR handling. Legal-specific dual risk assessment is opening in phases.

  • Matter-first compliance
  • Entity structure mapping
  • Trust account TTR capture
  • Audit-ready evidence packs
Learn more →

Jewellers and Bullion Dealers

Jeweller template pack, TTR / CBM capture, and core workflows are live. Vertical-specific cash-handling and provenance are opening in phases.

  • Jeweller template pack
  • TTR + CBM capture
  • Sanctions and PEP screening
  • Audit-ready evidence packs
Learn more →

Enrolled with AUSTRAC? That was the easy part.

Tranche 2 is live. The work starts now.

Start with a readiness assessment, generate your AML program, and run your first structured AML/CTF matter this week, with the evidence to show for it.