Guided risk assessments
with clear escalation to ECDD
duely helps teams assess matter-level ML/TF risk using structured triggers, documented rationale, and clear escalation into enhanced due diligence when risk indicators appear.
Why this matters
Risk is where firms often lose consistency. One person writes a paragraph. Another gives a traffic light score. Later, nobody can explain why the matter was treated that way.
duely records the rating, the triggers behind it, the rationale, and whether ECDD is required. When high-risk indicators appear, the matter moves into a structured ECDD path rather than an informal side conversation.
What is included now
Low / Medium / High rating
Assign a structured risk rating based on assessed factors. The rating drives ongoing CDD frequency and ECDD requirements.
Structured risk triggers
Evaluate risk factors including customer type, geographic risk, product complexity, and transaction patterns.
Mandatory rationale
Every risk rating requires documented rationale. No risk decision can be saved without explaining why.
Automatic ECDD flagging
When high-risk indicators appear, the matter moves into a structured ECDD path with required actions.
Version history
Track how risk assessments change over time. Each version records the rating, triggers, and rationale at that point.
Reassessment path
When new evidence changes the picture, reassess risk with a clear record of what changed and why.
Risk assessment under tranche 2
- Risk-based approach: low, medium, high ratings with documented rationale
- ECDD required for high-risk indicators (PEP, high-risk jurisdictions, complex structures)
- Source of funds and source of wealth are distinct ECDD requirements
- Senior management approval for high-risk customer relationships
Related features
See how this capability connects to the broader compliance workflow.
Identity Verification
Verification results inform the risk assessment — screening hits and verification outcomes are key inputs.
Learn more →SMR Firewall
If suspicion arises during risk assessment, the AMLCO can escalate to an isolated shadow case.
Learn more →Evidence Packs
Risk assessment decisions and ECDD outcomes are captured in the evidence pack.
Learn more →Turn risk decisions into a consistent record
Structured risk assessment with documented rationale and clear ECDD escalation.