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Tranche 2 AML/CTF Software for
Law Firms

Our purpose-built AML/CTF workflows for legal practices are currently in development. Join the waitlist to be notified when we launch.

Challenges

What Makes Tranche 2 Hard for Law Firms

Privilege boundaries, trust accounts, complex structures, and high-value transactions — compliance challenges unique to legal practice.

Legal Professional Privilege

Law firms must navigate the tension between AML/CTF disclosure obligations and legal professional privilege. Compliance workflows need to respect privilege boundaries while still meeting regulatory requirements — a challenge that generic compliance tools don't address.

Trust Account Complexity

Solicitors' trust accounts handle significant funds across multiple matters. Identifying reportable transactions, managing TTR obligations for cash receipts, and maintaining evidence trails across trust account movements adds a layer of compliance complexity unique to legal practice.

Complex Client Structures

Law firms regularly act for clients with multi-layered corporate structures, trusts, and international entities. Identifying beneficial owners and controllers across these arrangements requires systematic processes and thorough documentation.

High-Value Transactions

Property settlements, commercial acquisitions, and cross-border transactions frequently involve substantial sums. High-value matters attract greater regulatory scrutiny and often trigger enhanced due diligence requirements.

Solutions

How Sentine Helps

Workflows designed for the unique compliance challenges facing legal practices under Tranche 2.

01

Privilege-Aware Workflows

Sentine's compliance workflows are designed with legal professional privilege in mind. The platform helps you document which matters involve privileged communications and structures evidence capture to respect privilege boundaries — while still meeting your AML/CTF obligations.

  • Privilege flags on matter records to guide compliance workflow behaviour
  • Evidence capture designed to respect privilege boundaries
  • Structured documentation of privilege considerations in compliance decisions
  • Separate handling for matters where privilege and compliance obligations intersect
02

Trust Account Integration

Track compliance obligations arising from trust account transactions. When cash receipts approach the $10,000 TTR threshold, Sentine's structured workflow ensures your team captures and reports the transaction — with all the evidence linked back to the relevant matter.

  • TTR capture workflow for trust account cash receipts ≥ $10,000
  • Matter-linked transaction records for compliance evidence
  • Structured reporting workflows for trust account activity
  • Evidence trails connecting trust account movements to specific matters
03

Entity Structure Mapping

Systematically map complex client structures — companies, trusts, partnerships, and their interrelationships. Identify beneficial owners and controllers with a guided workflow that documents your reasoning at every step, even when information is difficult to obtain.

  • Map multi-layered corporate and trust structures
  • Identify beneficial owners using 25% ownership threshold tracking
  • Record controllers, trustees, directors, and appointors
  • Document reasoning when ownership information cannot be obtained
04

Matter-First Compliance

Each client engagement becomes its own compliance unit. Whether it's a property conveyance, commercial acquisition, or trust administration, Sentine creates separate Matters with independent scoping, risk assessment, and evidence trails — reflecting how legal practice actually works.

  • Separate Matters for each designated service engagement
  • Independent compliance lifecycle per engagement
  • Service-specific scoping for different legal practice areas
  • Full audit trail per matter, not just per client
05

Risk Assessment for Legal Services

Sentine's risk wizard evaluates matters across multiple risk factors relevant to legal practice — jurisdiction risk, transaction complexity, client structure, and value indicators. When high-risk indicators are present, ECDD workflows activate automatically with source of funds and source of wealth requirements.

  • Risk factors calibrated for legal service engagements
  • Automatic ECDD triggers for high-risk indicators
  • Source of funds documentation for high-value transactions
  • Senior partner approval routing for high-risk matters
06

Audit-Ready Evidence Packs

Generate complete, tamper-evident evidence packs for any matter at any time. Every compliance decision, verification result, and risk assessment is captured in a versioned snapshot — with configurable redaction rules that respect both regulatory requirements and privilege considerations.

  • Versioned evidence packs with SHA-256 integrity hashing
  • Configurable redaction rules respecting privilege boundaries
  • Complete decision trail: decision, rationale, timestamp, and approver
  • Export-ready snapshots for regulatory review or internal audit
Scenario

Use Case: Commercial Property Acquisition

Follow a realistic legal engagement through the full Sentine workflow.

Step 01

Engagement & Scoping

A client engages your firm to act on a commercial property acquisition worth $4.2 million. Your team creates a new Matter in Sentine and the scoping wizard confirms this is a designated service under Tranche 2. The purchasing entity is a proprietary company owned by a family trust, so the system flags beneficial owner identification as a required step.

Step 02

Entity Mapping & Beneficial Owners

The purchasing entity has a layered structure: a proprietary company (purchaser) owned by a family trust, with a corporate trustee. Your team maps the full structure in Sentine, identifying the individual who controls the corporate trustee as a beneficial owner, plus two individual directors. Each identification decision is documented with rationale.

Step 03

Identity Verification

Sentine guides your team through verification of the individual beneficial owners using safe harbour procedures. The corporate entities are verified through ABN/ASIC checks and trust deed review. All verification results — method paths, provider reference IDs, and supporting documents — are captured against the Matter.

Step 04

Risk Assessment & Trust Account Monitoring

The risk wizard evaluates the Matter — the transaction value, entity structure complexity, and one director's overseas connections are assessed. The overall risk rating is documented with full rationale. When a $50,000 cash component of the deposit arrives through your trust account, Sentine prompts the TTR workflow for the amount exceeding $10,000.

Step 05

Evidence Pack & Settlement

With all compliance steps complete, Sentine generates a versioned evidence pack covering every party verification, the entity structure mapping, risk assessment, and TTR record — all hashed for integrity. As the matter proceeds to settlement, any additional compliance events are captured as new evidence pack versions with a complete audit trail.

Ready to Structure Your Firm's Tranche 2 Compliance?

Join law firms across Australia preparing for 1 July 2026 with compliance workflows that respect the realities of legal practice.

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